Your Freelance Income, Supercharged
Monthly cash back, affordable loans, and financial tools designed for the gig economy.
Join the Waitlist
Monthly cash back, affordable loans, and financial tools designed for the gig economy.
Join the Waitlist
Your money works for you on a predictable 30-day cycle, creating the steady income stream every freelancer dreams of.
Our loans are approved based on your platform activity and deposit history, not outdated credit metrics. Affordable credit that works for how you actually work.
You get the upside of wealth-building without the downside of market volatility. It's the safety of a bank account with the returns of an investment.
JoulePay is a revolutionary fintech platform designed to empower freelancers in the emerging AI economy by creating predictable income streams and democratizing wealth-building strategies typically reserved for institutional investors.
Financial ecosystem specifically designed for the unique needs of AI economy participants. Unlike traditional apps that focus on conventional employment income, JoulePay recognizes and accommodates the project-based, variable income patterns characteristic of modern digital work.
Flexible and consistent returns through strategic capital deployment
Earn $200 for every $10,000 deposited, every single month
Your original deposit returned automatically after 30 days
Watch your money grow with daily accrual updates
Start with $100, scale up to $25,000 (higher limits available)
"Bank-Level Security" with multi-layered security measures (encryption, 2FA, biometrics). Advanced fraud prevention with real-time AI-powered monitoring.
No Monthly Maintenance Fees - Keep 100% of your earnings. No Deposit Fees - ACH transfers always free and no early withdrawal penalties - Access your money when you need it.
Unlike traditional lenders who penalize early repayment, we celebrate your success. Pay off your loan early and save up to $100 in interest charges. Your financial wins are our wins.
Our system tracks your progress, suggests optimization strategies. Visual progress bars keep you motivated, while automated recommendations help you reach goals faster.